CONTRACT SERVICING FEE SCHEDULE - 1/1/2012

BASIC FEES

Setup-Up Charge

$150.00

Basic Charge (Per Month)

$12.50

Includes:

     First Electronic Disbursement of each payment

     Coupon Books with Courtesy Reply Labels

     IRS 1098/1099 Forms

     Internet Inquiry

     Seller Notices by mail

     Late Notices

Ask about free setup for:

     Email Receipts and Notices

     Phone Inquiry (live operator and automated after-hours)

OTHER SERVICES AND FEES

Each Additional Electronic Disbursement

$5.00

All Check disbursements

$5.00

Buyer & Seller Notices via E-Mail

FREE

Buyer & Additional Seller Notices via Mail

$4.00

Reserve Accounting (Pass-Through) with a Loan

$6.00

Reserve Accounting (Retained) with a Loan

$6.00

Reserve Accounting (Retained) - No Loan

$6.00

Reserve Verification (Monitoring)

$3.00

Payoff Servicing / Account Closing Fee

$100.00

Reconveyance Services

$170.00

UCC Termination/Renewal Services (Plus Recording Fees)

$50.00

First NSF Service Charge

$35.00

Subsequent NSF Service Charges

$50.00

Assumptions and Assignments

$60.00

Inactive account annual maintenance - minimum

$75.00

Name/Address Change

FREE

Prior year 1099/1098 & account histories - after 4/15

$10.00/yr

Account Adjustments

$10.00

Disbursement/ACH Change

$10.00

Hourly Rate for Research, Mail/Phone Collection (Min. $30)

$100.00

Amortization Schedules

$30.00

Replacement checks - Stop Reissue

$35.00/attempt

Check Copies

$20.00

Verification of Mortgage (Credit Report)

$25.00

Wire Transfers In/Out

$30.00

WebPay / PhonePay (charge to VISA / MasterCard / Debit cards)

$5.00 + 3%

WebPay / PhonePay (charge to a bank account)

$5.00

OTHER PAYMENT MODE CHARGES

Bi Weekly Payment (Same as basic chage)

$12.50

Semi-Monthly Payment (Same as basic charge)

$12.50

Quarterly Payment

$120.00/yr

Semi-Annual Payment

$100.00/yr

Annual Payment

$75.00/yr